A Health Savings Account (HSA) is a pre-tax account that lets you set aside money for qualified healthcare expenses. Typically, you can sign up for an HSA when you sign up for a High Deductible Health Plan. These accounts are individually owned so the funds roll over each year and you can take them if you leave your job.

A Flexible Spending Arrangement (FSA) is an employer-offered benefit plan that lets you set aside money for qualified healthcare expenses. You can sign up for an FSA if your employer offers this option. It’s important to remember that FSA funds do not roll over at the end of the year (unless your employer allows it) and they immediately are returned to your employer if you leave your job. Spending with your pre-tax HSA/FSA funds helps you to save 30% to 50% on qualified health expenses. And we’re here to help you maximize your savings.

Sika makes it easy to discover and spend on qualified items at your favorite brands. Just look for Sika at checkout and start spending smarter today.

Sika Health makes the entire process of accepting HSA/FSA payments simple and easy. When you install the Sika Health payment method, your customers can pay using their HSA/FSA debit cards right away.

Sika offers lightweight integrations for merchants built on Shopify and WooCommerce, as well as API integrations for custom websites. The Sika experience melds into merchants' existing checkout for a seamless customer flow.

HSA/FSA funds can purchase a wide range of products, from mattresses and supplements to skincare and fitness equipment. At Sika Health, our team of medical and legal experts will work with you to determine whether your products can be eligible for HSA/FSA payment, including through a Letter of Medical Necessity. This comprehensive evaluation is a core part of our service.